Jinnah Medical and Dental College (JMDC), located in Karachi, is one of Pakistan’s leading medical institutions, offering top-tier medical education. Aspiring students often seek clear information regarding its fee structure. Below, we provide a detailed breakdown of the fees for the MBBS program for the academic year 2024-25.
Fee Structure for Local and Foreign Students
1. Fixed Fees & Charges (Local Student)
| Year | 1st Year (2025) | 2nd Year (2026) | 3rd Year (2027) | 4th Year (2028) | 5th Year (2029) |
| Annual Tuition Fee | PKR 2,400,000 | PKR 2,640,000 | PKR 2,904,000 | PKR 3,194,400 | PKR 3,306,204 |
| Admission Fee | PKR 50,000 | – | – | – | – |
| Total Fixed Fee Per Annum | PKR 2,450,000 | PKR 2,640,000 | PKR 2,904,000 | PKR 3,194,400 | PKR 3,306,204 |
2. Fixed Fees & Charges (Foreign Student)
| Year | 1st Year (2025) | 2nd Year (2026) | 3rd Year (2027) | 4th Year (2028) | 5th Year (2029) |
| Annual Tuition Fee | $18,000 | $19,800 | $21,780 | $23,958 | $26,354 |
| Admission Fee | $500 | – | – | – | – |
| Total Fixed Fee Per Annum | $18,500 | $19,800 | $21,780 | $23,958 | $26,354 |
3. Fixed Charges Once Only (Applicable to All Students)
These charges are applicable at the time of admission and are not recurring:
- Application Processing Fee: PKR 1,500
- Security Deposit (Refundable): PKR 75,000
Optional Fee & Charges
In addition to the fixed fees, students may incur optional charges based on their requirements:
| Category | Amount |
| Transport for Field Trips & Between Campuses | As per prevailing rates |
| Hostel Charges (Monthly) | PKR 15,000 (without meals) |
| Health Insurance (Per Annum) | Actual charges |
| Picnic / Sports / Functions | PKR 2,500 (per annum) |
Notes
- All charges levied by affiliating bodies like PMDC, Government, or tax departments must be paid directly by students or via the college.
- Jinnah Sindh Medical University (JSMU) administrative charges are 5.5% of the tuition fee.
Contact Details
For more information and inquiries about the admission process, fee submission, or scholarships, you can reach out to the college:
- Address: Jinnah Medical and Dental College, Karachi, Pakistan
- Phone: [Insert College Contact Number]
- Email: [Insert College Email Address]
- Website: [Insert Official College Website Link]
How to Apply Online?
Jinnah Medical and Dental College offers a streamlined online application process for prospective students. Here’s how you can apply:
- Visit the official website of JMDC.
- Navigate to the “Admissions” section and select the MBBS program.
- Fill out the application form and upload the required documents.
- Submit the application fee via bank draft or online transfer as instructed.
- Track your application status through the portal.
Jinnah Medical and Dental College continues to set high standards in medical education with its comprehensive curriculum and state-of-the-art facilities. The fee structure for the 2024-25 academic year is competitive, ensuring quality education while being mindful of affordability for both local and international students.
Jinnah Medical and Dental College Karachi Fee Structure for MBBS Program 2025-2026
Getting into medical school is exciting, but let’s be honest – the costs can feel overwhelming. If you’re considering Jinnah Medical and Dental College Karachi for your MBBS degree, you need to know exactly what you’ll be paying for the 2025-2026 academic year.
This guide is for prospective medical students and their families who want a clear picture of the financial commitment ahead. We’ll break down the complete fee structure so you can plan your budget without any surprises. You’ll also discover the scholarship opportunities available and learn how JMDC’s fees stack up against other medical colleges in Pakistan.
We’ll cover the full tuition breakdown for all five years, plus those extra costs that often catch students off guard – from lab fees to hostel charges. You’ll also get the inside scoop on flexible payment plans that can make managing these expenses much easier.
Complete MBBS Fee Structure Breakdown for 2025-2026
Annual tuition fees and payment schedule
The MBBS program at Jinnah Medical and Dental College Karachi carries an annual tuition fee of PKR 2,500,000 for the 2025-2026 academic year. This represents a moderate increase from the previous year’s fee structure, reflecting the institution’s commitment to maintaining high-quality medical education standards while managing operational costs.
Students can choose between two payment schedules to manage their financial obligations. The first option allows for annual payment, typically due at the beginning of each academic year in September. The second option provides greater flexibility through a semi-annual payment plan, where fees are split into two installments of PKR 1,250,000 each – the first payment due in September and the second in February.
The college offers a 5% discount for students who opt for the annual payment plan, effectively reducing the total fee to PKR 2,375,000. This early payment discount helps families who can manage the full amount upfront while providing the institution with better cash flow management.
For international students, the fee structure remains the same in PKR terms, but payment can be made in equivalent USD amounts based on the prevailing exchange rate at the time of payment. The college provides official exchange rate notifications 30 days before each payment deadline to help international families plan their finances accordingly.
Admission and registration charges
Beyond the core tuition fees, prospective students must budget for several mandatory admission and registration charges. The admission processing fee stands at PKR 25,000, which covers application review, entrance test administration, and initial documentation processing. This fee is non-refundable and must be paid at the time of application submission.
Once admitted, students face additional registration charges totaling PKR 75,000 for their first year. This comprehensive registration package includes student ID card issuance, library card activation, access to digital learning platforms, and enrollment in the college’s student information system. The registration fee also covers the cost of issuing official transcripts and certificates throughout the academic journey.
New students must also pay a one-time security deposit of PKR 50,000, which serves as a guarantee against potential damages to college property or equipment. This refundable deposit is returned to students upon successful completion of their MBBS program, provided no outstanding dues or property damages exist.
An annual student welfare fund contribution of PKR 15,000 supports various campus facilities, student activities, and emergency assistance programs. This fee helps maintain common areas, supports student clubs and societies, and provides a safety net for students facing unexpected financial hardships during their studies.
Laboratory and practical fees
Medical education demands extensive hands-on learning, making laboratory and practical fees a significant component of the overall cost structure. Annual laboratory fees amount to PKR 200,000, covering access to state-of-the-art medical laboratories, equipment usage, and consumable materials required for practical sessions.
The anatomy lab fee of PKR 75,000 provides students with access to cadaveric specimens, anatomical models, and specialized dissection equipment. This fee also covers the maintenance of climate-controlled storage facilities and the continuous procurement of new specimens to ensure optimal learning conditions.
Pathology and microbiology practical sessions require an additional PKR 60,000 annually, which covers microscopic slides, culture media, reagents, and access to advanced diagnostic equipment including automated analyzers and molecular diagnostic tools. Students gain hands-on experience with real-world medical testing procedures and learn to interpret laboratory results accurately.
Clinical skills laboratory access costs PKR 45,000 per year, providing students with simulated patient scenarios, medical mannequins, and practice opportunities for various medical procedures. This fee includes access to simulation software, standardized patient encounters, and specialized training equipment that bridges the gap between theoretical knowledge and clinical practice.
The remaining PKR 20,000 covers general laboratory maintenance, safety equipment, personal protective gear, and access to research facilities where students can engage in basic medical research projects under faculty supervision.
Examination and assessment costs
The comprehensive assessment system at Jinnah Medical and Dental College includes multiple evaluation methods, each carrying specific associated costs. Annual examination fees total PKR 80,000, covering all formal assessments including written examinations, practical evaluations, oral assessments, and continuous assessment programs.
Professional examination fees account for PKR 35,000 of the total, covering the costs of external examiners, question paper preparation, secure examination venues, and result processing. The college maintains rigorous standards by involving external medical professionals in the evaluation process, ensuring objective and standardized assessment of student performance.
Practical examination costs amount to PKR 25,000 annually, reflecting the resource-intensive nature of hands-on medical assessments. This fee covers the preparation of practical examination stations, procurement of fresh specimens and materials, equipment calibration, and the involvement of multiple faculty members as examiners.
Continuous assessment programs require PKR 15,000 per year, supporting regular quizzes, assignments, case study evaluations, and peer assessment activities. This ongoing evaluation system helps track student progress throughout the academic year and provides valuable feedback for both students and faculty.
The remaining PKR 5,000 covers supplementary examination fees, result transcript preparation, and grade verification processes. Students who need to retake specific examinations or require additional academic documentation can access these services without facing unexpected financial burdens.
Additional Costs Beyond Tuition Fees
Hostel accommodation and mess charges
Living on campus at Jinnah Medical and Dental College comes with its own set of expenses that students need to factor into their budget. Hostel fees typically range from PKR 25,000 to 35,000 per semester, depending on room occupancy and facilities. Single rooms command higher rates compared to shared accommodations.
Mess charges add another significant expense, averaging PKR 15,000 to 20,000 monthly for three meals a day. The college provides nutritious meals through contracted food services, but students can opt out and make alternative arrangements if preferred. Many students find the mess facility convenient, especially during exam periods when time for meal preparation becomes limited.
Room deposits usually require an upfront payment of PKR 10,000 to 15,000, which gets refunded upon successful completion of studies and proper room handover. Utility charges for electricity, water, and internet connectivity may involve additional monthly fees of PKR 2,000 to 3,000.
Books, uniforms, and medical equipment expenses
Medical education demands substantial investment in learning materials and professional attire. First-year students typically spend PKR 40,000 to 60,000 on essential textbooks, with costs varying based on whether students choose original editions or local reprints. Digital versions offer some cost savings, but many professors still recommend physical copies for detailed study.
Laboratory coats, surgical scrubs, and formal uniforms cost approximately PKR 8,000 to 12,000 initially. Students need multiple sets for regular use and washing cycles. Professional appearance standards require specific footwear, adding another PKR 3,000 to 5,000 to the budget.
Medical equipment represents a major expense category. Stethoscopes range from PKR 5,000 for basic models to PKR 25,000 for advanced versions. Diagnostic sets, including otoscopes and ophthalmoscopes, cost between PKR 15,000 to 30,000. Clinical years demand additional tools like reflex hammers, tuning forks, and measuring tapes, totaling PKR 5,000 to 8,000.
Microscopes become necessary during pathology and microbiology courses, with decent quality instruments priced at PKR 20,000 to 40,000. Some students share costs by purchasing equipment in groups or buying second-hand items from senior students.
Transport and miscellaneous academic fees
Daily transportation costs vary significantly based on distance from campus and chosen mode of travel. Students using public transport spend approximately PKR 3,000 to 5,000 monthly, while those relying on ride-sharing services face higher expenses of PKR 8,000 to 12,000 monthly.
Clinical rotations at affiliated hospitals often require additional travel, adding PKR 2,000 to 4,000 monthly during clinical years. Many students invest in motorcycles or bicycles for convenient campus navigation and hospital visits, with initial costs ranging from PKR 80,000 to 150,000 for motorcycles.
Academic fees include examination charges, library fines, laboratory breakage fees, and internet usage costs. Semester examination fees typically amount to PKR 2,000 to 3,000 per sitting. Students frequently incur printing and photocopying expenses of PKR 1,000 to 2,000 monthly for notes, assignments, and research materials.
Conference attendance, medical society memberships, and educational workshops present additional opportunities for professional development, usually costing PKR 5,000 to 15,000 annually. These activities enhance learning experiences and networking opportunities within the medical community.
Emergency fund allocation becomes crucial for unexpected expenses like makeup examinations, medical emergencies, or urgent equipment replacement. Financial experts recommend setting aside PKR 10,000 to 20,000 as contingency funding for such situations.
Payment Options and Financial Flexibility
Semester-wise Installment Plans
JMDC understands that paying the entire MBBS fee upfront can be financially challenging for many families. The college offers structured semester-wise payment options that break down the annual fee into manageable chunks. Students can pay their tuition in two equal installments per academic year, with the first payment due before the start of the fall semester and the second payment due before the spring semester begins.
The college also provides a more flexible four-installment plan, allowing students to pay quarterly throughout the academic year. This option requires a small administrative fee but significantly reduces the financial burden on families. Each installment must be paid at least two weeks before the respective semester or quarter begins to avoid any disruption in academic activities.
Annual Payment Discounts and Benefits
Students who choose to pay their entire annual fee in advance receive attractive financial incentives. JMDC offers a 3-5% discount on the total annual tuition fee for those who make full payment before the academic year starts. This discount can save families thousands of rupees annually and demonstrates the college’s appreciation for early commitment.
Additionally, students who consistently pay their annual fees early for consecutive years may qualify for loyalty benefits, including priority consideration for hostel accommodation and reduced fees for certain elective courses. The college also extends special payment terms to families with multiple children enrolled simultaneously, offering sibling discounts that can reach up to 10% on the second child’s fees.
Late Payment Penalties and Policies
JMDC maintains strict payment deadlines to ensure smooth administrative operations. Late payment penalties start at 2% of the outstanding amount for payments received within the first week after the due date. This penalty increases progressively, reaching 5% after the second week and 10% after one month of delay.
Students who fail to clear their dues within 45 days of the deadline may face temporary suspension from classes and examinations. The college sends multiple reminders through email, SMS, and official letters before implementing these measures. However, students facing genuine financial hardships can approach the finance office to discuss alternative arrangements or temporary payment deferrals.
Accepted Payment Methods and Procedures
JMDC accepts various payment methods to accommodate different family preferences and banking situations. Students can pay through bank drafts, online transfers, credit cards, and cash payments at designated collection centers. The college has partnerships with major banks including HBL, UBL, and MCB, allowing parents to pay fees directly through these banks’ branches nationwide.
Online payment through the student portal has become increasingly popular, offering 24/7 accessibility and instant confirmation. The college also accepts international wire transfers for students whose families live abroad, though additional processing fees may apply. All payments require proper documentation, and students receive official receipts that must be preserved for future reference and verification purposes.
Scholarships and Financial Aid Opportunities
Merit-based Scholarship Programs
Jinnah Medical and Dental College offers competitive merit-based scholarships that reward academic excellence. Students who achieve outstanding results in their intermediate examinations or entrance tests can qualify for partial tuition fee waivers ranging from 25% to 50%. The college evaluates candidates based on their MDCAT scores, FSc marks, and overall academic performance. Top performers from each district receive priority consideration for these scholarships, which are renewable annually based on maintaining a minimum GPA of 3.5 during their MBBS program.
The college also recognizes exceptional students through the Dean’s Merit List scholarship, which covers up to 75% of tuition fees for the top 5% of students in each batch. This program encourages healthy competition among students while making quality medical education more accessible to brilliant minds regardless of their financial background.
Need-based Financial Assistance
Students facing genuine financial hardships can apply for need-based assistance through the college’s welfare fund. The application process requires detailed documentation of family income, assets, and financial circumstances. A dedicated committee reviews each case individually, considering factors like family size, parental employment status, and existing debts.
The college provides flexible payment plans that allow students to pay fees in installments throughout the academic year instead of lump sum payments. Emergency financial support is also available for students who encounter unexpected financial crises during their studies, such as family emergencies or sudden loss of income.
Government Quota and Reserved Seats
Jinnah Medical and Dental College participates in the government’s reserved seat programs designed to promote educational equity. These include seats specifically allocated for students from rural areas, minorities, and economically disadvantaged backgrounds. The fee structure for government quota seats is significantly subsidized, making medical education affordable for deserving students who might otherwise be unable to pursue their dreams.
Special quotas exist for children of healthcare workers, particularly those who served during national emergencies or in remote areas. The college maintains transparency in the allocation process, with clear criteria published annually for each category of reserved seats.
External Funding and Loan Facilities
The college has partnered with several banks and financial institutions to provide education loans at competitive interest rates. These loans cover tuition fees, hostel charges, and other educational expenses with flexible repayment terms that begin after graduation. Students can access loans covering up to 100% of their educational costs, with some programs offering grace periods for repayment.
International scholarship opportunities are also facilitated through partnerships with global medical organizations and foundations. The college’s international office actively helps students apply for external grants, research funding, and exchange program scholarships that can offset educational costs while providing valuable international exposure.
Alumni and Corporate Sponsorship Programs
The college’s robust alumni network actively contributes to student welfare through established scholarship funds. Successful graduates regularly sponsor deserving students, creating a sustainable support system that continues to grow each year. The Alumni Association organizes annual fundraising events specifically dedicated to supporting current students facing financial difficulties.
Corporate partnerships with pharmaceutical companies, hospitals, and healthcare organizations provide additional scholarship opportunities. These sponsors often offer internship guarantees, mentorship programs, and job placement assistance along with financial support, creating comprehensive career development packages for sponsored students.
Fee Comparison with Other Medical Colleges
Private Medical Colleges in Karachi Fee Analysis
Jinnah Medical and Dental College’s fee structure sits within a competitive range when compared to other private medical institutions in Karachi. The annual tuition typically ranges from PKR 800,000 to 1,200,000, placing it in the mid-tier category among private colleges.
Dow University of Health Sciences (private seats) charges approximately PKR 1,500,000 annually, making it one of the more expensive options. Ziauddin University Medical College fees hover around PKR 1,300,000 per year, while Hamdard College of Medicine and Dentistry maintains similar pricing at PKR 1,250,000.
On the lower end, some newer private institutions like Jinnah Sindh Medical University (self-finance seats) offer programs starting from PKR 750,000, though these often have limited facilities or newer accreditation status.
| Medical College | Annual Fee (PKR) | Establishment Year |
|---|---|---|
| Dow University (Private) | 1,500,000 | 1946 |
| Ziauddin University | 1,300,000 | 1995 |
| Hamdard College | 1,250,000 | 1991 |
| Jinnah Medical & Dental | 950,000 | 1998 |
| JSMU (Self-Finance) | 750,000 | 1973 |
Cost-Benefit Comparison with Public Institutions
Public medical colleges present a stark contrast in fee structure, with annual costs ranging from PKR 50,000 to 150,000. Sindh Medical College and Dow Medical College (merit seats) charge approximately PKR 80,000 annually, making them 10-12 times less expensive than private alternatives.
However, admission to public institutions requires exceptional academic performance, with merit lists often demanding 95%+ marks in intermediate examinations. The competition is fierce, with thousands of students competing for limited seats.
Private colleges like Jinnah Medical offer more accessible admission criteria, typically accepting students with 80-85% marks. This accessibility comes at a premium but provides opportunities for students who might not secure public sector admission.
The infrastructure and resource differences also play a role. Public institutions often struggle with overcrowding, limited clinical exposure opportunities, and outdated equipment. Private colleges generally maintain smaller class sizes, modern facilities, and better student-to-faculty ratios.
Value Proposition and Return on Investment
The investment in private medical education pays dividends through several channels. Graduates from established private institutions like Jinnah Medical typically secure residency positions more readily due to better clinical training and networking opportunities.
Private college graduates often complete their degrees within the standard 5-year timeframe, while public institution students may face delays due to strikes, political disruptions, or administrative issues. This time efficiency translates to earlier career entry and income generation.
The quality of clinical rotations and exposure to diverse medical cases in private hospitals affiliated with these colleges enhances practical skills. Students gain experience with modern medical equipment and procedures that align with contemporary healthcare practices.
Post-graduation opportunities expand significantly for private college alumni. Many pursue international medical licensing exams (USMLE, PLAB) with higher success rates, partly due to the English-medium instruction and international curriculum standards maintained by reputable private institutions.
Career advancement prospects also favor private college graduates, who often secure consultant positions, establish successful private practices, or pursue lucrative specializations more readily than their public sector counterparts.
Admission Requirements and Fee Payment Timeline
Entry test scores and academic prerequisites
Getting into Jinnah Medical and Dental College starts with meeting their specific academic benchmarks. You’ll need to score at least 60% aggregate in your FSc Pre-Medical or equivalent qualification, with Biology, Chemistry, and Physics as mandatory subjects. The college accepts A-Level students too, but you must have Biology, Chemistry, and Physics at the A-Level, plus Mathematics at O-Level.
The MDCAT (Medical and Dental College Admission Test) score carries significant weight in your application. While the college doesn’t publish a specific cutoff score, competitive applicants typically score above 140 out of 200. Your FSc marks and MDCAT score combine to create your merit position, with MDCAT contributing 50% and FSc marks making up the remaining 50%.
International students or those with foreign qualifications need equivalence certificates from IBCC (Inter Board Committee of Chairmen) before applying. The documentation must be complete and verified at least two weeks before the admission deadline.
Fee submission deadlines and important dates
The college operates on a strict timeline that you can’t afford to miss. Merit lists typically release in late August, giving successful candidates exactly 7 days to confirm their admission by submitting the first installment. Missing this deadline means losing your seat automatically, with no exceptions.
Here’s the typical schedule:
- MDCAT Results: Mid-August
- Merit List Release: Late August
- Fee Submission Deadline: 7 days after merit list
- Classes Commencement: Early October
- Second Installment Due: January 15th
- Final Installment Due: April 15th
The college accepts fee payments through designated bank branches only. Online payments aren’t available, so plan your banking visits accordingly. Late fee penalties apply after the deadline – typically 10,000 PKR for the first week and increasing thereafter.
Required documentation for fee processing
Your fee submission isn’t complete without the proper paperwork. The college requires original fee challans along with photocopies for their records. You’ll need your original CNIC or B-Form, plus two recent passport-sized photographs.
Academic documents include original FSc certificates, MDCAT result cards, and character certificates from your previous institution. If you’re a foreign national, bring your passport and valid visa documentation.
The college also requires a medical fitness certificate from an authorized medical officer, completed within 30 days of admission. Anti-hepatitis B vaccination proof is mandatory – get this sorted early as the vaccination series takes several months to complete.
Parent or guardian documentation includes CNIC copies and income certificates if you’re applying for any financial assistance programs. Keep multiple sets of all documents ready, as the verification process can take several days during peak admission periods.
The MBBS fee structure at Jinnah Medical and Dental College Karachi for 2025-2026 includes both tuition costs and additional expenses that students need to budget for. Beyond the core academic fees, you’ll want to factor in costs for lab equipment, clinical training, and other essential materials. The college offers various payment plans to help families manage these expenses more easily, and there are scholarship opportunities available for deserving students who meet specific criteria.
When you compare Jinnah’s fees with other medical colleges in the region, you’ll find they offer competitive rates for quality medical education. Make sure you understand the admission requirements and fee payment deadlines before applying. If you’re serious about pursuing your MBBS degree here, start planning your finances early and explore all available financial aid options to make your medical education dream more affordable.